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*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.6}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition-duration:.01ms!important;animation-duration:.01ms!important}}
.skip-link{position:absolute;left:-999px;top:auto;background:var(--navy);color:#fff;padding:12px 20px;z-index:100;font-weight:700;font-size:14px}
.skip-link:focus{left:16px;top:16px}
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@media(max-width:620px){.container{width:min(calc(100% - 28px),var(--max))}.nav-wrap{height:72px}.hero{padding:65px 0 45px}.hero h1{font-size:42px}.hero-lead{font-size:16px}.hero-actions{align-items:flex-start;flex-direction:column}.hero-proof,.four-cards,.process-list,.form-row,.footer-grid{grid-template-columns:1fr}.hero-proof{gap:16px}.hero-panel{padding:25px}.metric-block strong{font-size:29px}.card{min-height:auto}.card h3{margin-top:42px}.section{padding:68px 0}.contact-form{padding:24px}.footer-grid{align-items:start}}

.broker-cta{margin-top:28px;width:max-content}.broker-cta-row{display:flex;flex-wrap:wrap;gap:14px;margin-top:28px}.broker-form-section{background:var(--paper)}.broker-form-heading{margin-bottom:42px}.partner-form{max-width:1040px;margin:0 auto;box-shadow:0 24px 70px rgba(11,22,35,.09)}.form-section-title{display:flex;align-items:center;gap:14px;margin:16px 0 24px;padding-top:24px;border-top:1px solid var(--line)}.form-section-title:first-child{border-top:0;padding-top:0}.form-section-title>span{display:inline-flex;width:34px;height:34px;align-items:center;justify-content:center;background:var(--navy);color:var(--gold);font-size:11px;font-weight:800}.form-section-title strong,.form-section-title small{display:block}.form-section-title strong{font-family:Manrope;font-size:17px}.form-section-title small{font-size:11px;color:var(--muted);margin-top:2px}.check-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:10px 18px;margin:8px 0 24px}.contact-form .check-grid label{display:flex;align-items:center;gap:10px;border:1px solid #d7dde2;padding:12px;margin:0;font-weight:600}.contact-form .check-grid input{width:auto;margin:0}.consent-row{display:flex!important;align-items:flex-start;gap:10px;font-weight:500!important;color:var(--muted);margin:8px 0 22px!important}.contact-form .consent-row input{width:auto;margin:4px 0 0}.consent-row span{font-size:11px;line-height:1.5}@media(max-width:620px){.check-grid{grid-template-columns:1fr}.partner-form{padding:24px}.form-section-title{align-items:flex-start}}

/* Legal pages (privacy, terms, disclaimer) */
.legal-hero{background:linear-gradient(125deg,#f7f5f0 0%,#fff 60%,#eef2f5 100%);padding:70px 0 46px;border-bottom:1px solid var(--line)}
.legal-back{display:inline-flex;align-items:center;gap:8px;font-weight:700;font-size:13px;margin-bottom:26px}
.legal-back:hover{color:var(--gold-ink)}
.legal-hero h1{font-size:clamp(32px,4vw,48px);max-width:820px;margin-bottom:14px}
.legal-hero .updated{font-size:13px;color:var(--muted)}
.legal-content{padding:64px 0 110px}
.legal-content .container{max-width:800px}
.legal-content h2{font-size:23px;margin:46px 0 14px}
.legal-content h2:first-of-type{margin-top:0}
.legal-content p,.legal-content li{color:#3d4653;font-size:15.5px;line-height:1.75}
.legal-content ul{padding-left:22px;margin:0 0 20px}
.legal-content li{margin-bottom:8px}
.legal-content .callout{background:var(--paper);border:1px solid #e2ded4;padding:22px 24px;margin:30px 0;font-size:14px;color:#3d4653}
.legal-content .callout strong{display:block;margin-bottom:6px;color:var(--ink)}
@media(max-width:620px){.legal-hero{padding:52px 0 36px}.legal-content{padding:44px 0 80px}}

/* 404 page */
.error-page{min-height:56vh;display:flex;align-items:center;padding:90px 0}
.error-page .container{text-align:center;max-width:640px;margin:0 auto}
.error-page .eyebrow{display:block}
.error-page h1{font-size:clamp(40px,6vw,68px);margin-bottom:18px}
.error-page p{color:var(--muted);font-size:17px;margin-bottom:36px}
.error-actions{display:flex;gap:18px;justify-content:center;flex-wrap:wrap}
@media(max-width:620px){.error-page{padding:60px 0}.error-actions{flex-direction:column;align-items:stretch}}

/* Cloudflare Turnstile placeholder — hidden and inert until enabled in forms.js */
.turnstile-container:not([hidden]){margin:6px 0 22px;min-height:65px}

.footer-links{flex-wrap:wrap}

/* Why Institutional Capital — 6-up feature grid (reuses .card) */
.six-cards{grid-template-columns:repeat(3,1fr)}

/* Our Approach — 5-step flow on a light background (reuses .flow / .flow-step / .flow-line) */
.flow-5{grid-template-columns:1fr 28px 1fr 28px 1fr 28px 1fr 28px 1fr}
.flow-light{margin-top:55px}
.flow-light .flow-step>span{border-color:var(--gold-ink);color:var(--gold-ink)}
.flow-light .flow-step strong{font-family:Manrope;font-size:18px;color:var(--ink)}
.flow-light .flow-step p{color:var(--muted);font-size:13px;margin-top:10px}
.flow-light .flow-line{background:var(--line)}

/* Who We Work With */
.audience-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:10px}
.audience-tile{border:1px solid var(--line);padding:22px 20px;font-family:Manrope;font-weight:700;font-size:15px;background:white}

/* Typical Transactions */
.tag-grid{display:flex;flex-wrap:wrap;gap:12px;margin-top:10px}
.tag-pill{display:inline-flex;align-items:center;padding:12px 22px;background:white;border:1px solid #e2ded4;font-size:13px;font-weight:700;color:var(--ink)}

/* Why Choose builderstech.finance — 2-up value list (variant of .broker-points) */
.value-points{display:grid;grid-template-columns:1fr 1fr;gap:0 60px;margin-top:10px}
.value-points div{padding:24px 0;border-bottom:1px solid var(--line)}
.value-points strong,.value-points span{display:block}
.value-points strong{font-family:Manrope;margin-bottom:6px;font-size:16px}
.value-points span{color:var(--muted);font-size:14px}

/* FAQ accordion (native details/summary — keyboard accessible with no extra JS) */
.faq-list{margin-top:10px;border-top:1px solid var(--line)}
.faq-item{border-bottom:1px solid var(--line);padding:22px 0}
.faq-item summary{cursor:pointer;font-family:Manrope;font-weight:700;font-size:17px;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:20px}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary:after{content:"+";font-size:22px;color:var(--gold-ink);flex-shrink:0}
.faq-item[open] summary:after{content:"–"}
.faq-item p{color:var(--muted);font-size:14.5px;margin-top:16px;max-width:820px}

/* Insights — layout-only placeholder cards, not clickable, no blog functionality implied */
.insight-cards{grid-template-columns:repeat(3,1fr)}
.insight-badge{display:inline-block;font-size:10px;letter-spacing:.1em;text-transform:uppercase;font-weight:800;color:var(--gold-ink);border:1px solid var(--gold-ink);padding:5px 10px}
.insight-card h3{margin-top:24px;font-size:19px}
.resource-cards{grid-template-columns:repeat(2,1fr)}
.resource-card{display:flex;flex-direction:column;min-height:0;min-width:0;padding:32px}
.resource-card h3{margin:16px 0 10px;font-size:21px}
.resource-format-badge{display:inline-block;font-size:10px;letter-spacing:.1em;text-transform:uppercase;font-weight:800;color:var(--gold-ink);border:1px solid var(--gold-ink);padding:5px 10px}
.resource-format-badge-pending{color:var(--muted);border-color:var(--line)}
.resource-audience{font-size:12px;color:var(--muted);font-weight:700;margin:0 0 12px}
.resource-desc{color:var(--muted);font-size:14px;flex-grow:1;margin:0}
.resource-cta{margin-top:22px;width:100%;white-space:normal;text-align:center}
.visually-hidden{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}

@media(max-width:960px){.six-cards,.audience-grid,.value-points,.insight-cards{grid-template-columns:1fr 1fr}.flow-5{grid-template-columns:1fr}}
@media(max-width:620px){.six-cards,.audience-grid,.value-points,.insight-cards,.resource-cards{grid-template-columns:1fr}}