Institutional Capital.
Structured Solutions.
Complex Transactions.

02 · Welcome

Welcome to the Broker & Advisor Network.

Thank you for your interest in working with builderstech.finance. This package is written for commercial mortgage brokers, investment bankers, business/M&A advisors, real estate brokers, capital advisors, and other professional intermediaries who regularly bring qualified commercial transactions to institutional and flexible capital sources.

It explains who we are, the kinds of transactions we evaluate, what a strong submission looks like, how our review process works, and what you can expect from us as a partner. It is intended to be read alongside — not instead of — the live website at builderstech.finance, which remains the authoritative source for current programs and copy.

Nothing in this package creates an agency, exclusivity, compensation, brokerage, or financing agreement. Any such arrangement, if one applies to a given relationship or transaction, is documented separately in writing.

03 · Platform Overview

A platform for structuring institutional capital.

builderstech.finance is an institutional capital platform that structures, coordinates, and facilitates financing solutions for complex commercial transactions. We work with qualified sponsors, owners, developers, businesses, brokers, and advisors to evaluate and structure institutional financing across commercial real estate, construction, hospitality, industrial, and business-acquisition transactions.

We do not represent that we are a bank, insured depository institution, or direct lender unless expressly stated in a transaction-specific written agreement. Two general paths are available for qualified transactions: an Institutional Program, built for longer-term structures and larger or aggregated transactions, and a Flexible Capital Program, for sponsors who want a less restrictive, market-based alternative. Both are described in full in Sections 12–13.

04 · Why Partner with builderstech.finance

Brokers work with us because of how we operate.

• Institutional mindset — every transaction is approached with the discipline and structure of an institutional capital provider, regardless of size.
• Transaction experience — a broad range of commercial real estate, construction, hospitality, industrial and business-acquisition transactions across varying structures and capital sources.
• Relationship-driven approach — we aim to build long-term relationships with brokers who bring us qualified opportunities over time, not to treat each submission as isolated.
• Structured process — every transaction moves through the same disciplined review, so expectations are clear at each stage.
• Professional communication — realistic expectations about timing, documentation and eligibility, rather than overstating any of them.
• Confidentiality — transaction details, sponsor information and broker relationships are handled with discretion (see Section 16).
• Repeat opportunities — single transactions, portfolio opportunities and repeat origination relationships are all considered.

We do not promise commissions, exclusivity beyond a written agreement, approval, closing, fixed rates, or fixed timelines anywhere in this relationship.

05 · Ideal Broker Profile

Who works well with our process.

We work with a range of professional intermediaries, including commercial mortgage brokers, investment bankers, business brokers / M&A advisors, real estate brokers, capital advisors, and independent consultants operating in commercial finance.

There is no single required profile, but brokers who work well with our process typically represent commercial (not consumer/residential) transactions, have direct or documented access to the sponsor or seller, can speak knowledgeably about the transaction's basic facts, and are comfortable with a structured, documentation-driven review rather than an immediate-approval expectation.

Experience level, transaction history, and current pipeline are captured through the Broker & Advisor Profile (Section 17) — this helps us understand where our capital programs may fit your clients, but it does not by itself qualify or disqualify a broker.

06 · Transaction Size Guidelines

Typical range for evaluation.

Typical transaction size: $2.5 million and up. Institutional portfolio programs: aggregate up to $100 million or more. Transactions outside this range may still be reviewed case-by-case — this is guidance, not a hard cutoff in either direction, and not a commitment to structure financing at any particular size, rate, or term.

07 · Eligible Transaction Categories

What we evaluate.

• Commercial Real Estate — acquisition, development, refinance and recapitalization for income-producing properties and portfolios.
• Construction & Development — ground-up construction, redevelopment and large-scale project financing.
• Hotels & Hospitality — acquisitions, renovations, repositioning and stabilized hospitality assets.
• Industrial & Manufacturing — manufacturing facilities, logistics assets, infrastructure and expansion projects.
• Business Acquisitions — structured financing for qualified acquisitions of profitable operating companies and asset portfolios.
• Commercial Refinancing — replacement of expensive, restrictive or maturing debt for qualified projects and businesses.

Representative types include commercial construction, development financing, acquisition financing, commercial refinancing, hospitality, industrial facilities, manufacturing, portfolio transactions, asset-backed opportunities, mixed-use developments and income-producing properties — illustrative examples, not an exhaustive or guaranteed list.

08 · What Makes a Qualified Opportunity

What we look for at initial review.

A submission is easiest for us to evaluate quickly when it includes a clear, factual description of the asset or business; a specific requested financing amount; current debt, if any, including approximate rate and maturity; a stated use of proceeds; a sponsorship / ownership summary; a realistic desired closing timeline; and confirmation that you have the sponsor's authorization to share this information with us.

"Qualified" describes a transaction that has passed our initial screening — it is not a status a transaction has before we review it, and submitting a transaction does not by itself make it qualified. Eligibility depends on the specific transaction, asset class, sponsorship, documentation, and the requirements of available capital programs at the time of review.

09 · What Not to Submit

Keeping the process efficient.

To keep the review process efficient for you and your clients, please do not submit:

• Personal, consumer, or owner-occupied residential financing requests — our focus is commercial transactions
• Transactions for which you do not have the sponsor's or seller's authorization to share information with a third party
• Speculative or hypothetical scenarios without an identified, real sponsor or asset
• Transactions already bound by an exclusive financing agreement elsewhere, without disclosing that fact
• Submissions with no verifiable way to confirm the asset, business, or sponsor described

If you are unsure whether a specific transaction fits, a brief conversation before a full submission is generally more efficient than submitting incomplete information — see Section 18.

10 · Initial Documentation Checklist

What to have ready at submission.

• Asset or business description
• Requested financing amount
• Current debt, if any
• Use of proceeds
• Sponsorship / ownership summary
• Desired closing timeline

Additional documentation — financial statements, entity documents, valuations, rent rolls or operating history, and similar materials — is requested as the review progresses. Not every submission will result in further document requests.

11 · Review and Underwriting Process

A disciplined process from consultation to execution.

Review timing varies by transaction complexity, documentation readiness and the capital source involved. Our long-term institutional path is generally estimated at 90–120 days; flexible structures may move on a different timeline. These are estimates, not commitments — we do not guarantee a review or closing timeline for any specific transaction.

12 · Portfolio Aggregation Explanation

Reaching institutional scale.

Certain institutional programs require a minimum aggregate portfolio size. Qualified individual transactions may therefore be evaluated for inclusion within a larger diversified financing pool while remaining subject to transaction-specific underwriting and capital-provider approval.

Joining a portfolio pool does not guarantee that a transaction will ultimately be financed; each transaction remains subject to its own diligence and approval.

13 · Exclusivity and Flexible Capital Program Explanation

Two paths — neither created by submission alone.

To be clear: submitting a transaction, registering as a broker, or having an initial conversation with us does not, by itself, create exclusivity in either direction. Any exclusivity — for a sponsor's transaction, or for a broker's relationship with a client — is only created by a specific written agreement that says so.

14 · Communication Expectations

How we aim to communicate.

• Realistic expectations about timing, documentation and eligibility, rather than overstating any of them
• Clear expectations regarding milestones, documentation, exclusivity and transaction status as a transaction moves through review
• Direct communication with the broker or advisor of record on a transaction, respecting that relationship rather than working around it

15 · Relationship Protection

Working with the broker or advisor of record.

Introductions and existing client relationships are documented, respected, and handled confidentially. We work with the broker or advisor of record on a transaction rather than attempting to bypass that relationship.

Consistent with our compliance guardrails, we do not promise exclusivity protections beyond what is defined in a specific written agreement. If you want a formal protection — for example, a defined protection period for an introduced sponsor, or a co-broker arrangement — that must be documented in writing and agreed to separately; it is not created by submitting a broker profile, a transaction, or by this package.

16 · Confidentiality

Discretion throughout the review.

Transaction details, sponsor information, and broker relationships are handled with discretion throughout the evaluation process. We do not publicly disclose submitted transaction details, sponsor identities, or broker pipeline information.

If a transaction requires a higher level of protection than our standard confidentiality practice — for example, a mutual non-disclosure agreement before sharing sensitive financials — that can be discussed and documented separately.

17 · Broker Registration Process

Completing the Broker & Advisor Profile.

Registering with builderstech.finance means completing the Broker & Advisor Profile at builderstech.finance (#broker-application), organized into three parts:

You'll be asked to confirm the information is accurate. Submitting the profile does not, by itself, create an agency, exclusivity, compensation, or financing agreement.

18 · Transaction Submission Process

Submitting a specific transaction.

Once registered, or at any time, you can submit a specific transaction for review using the transaction submission form at builderstech.finance (#contact), providing the documentation described in Section 10. You may also reach us directly by phone at 212-472-8001 to discuss a transaction before submitting it formally.

After submission, we review the transaction summary, assess fit against available capital programs, and follow up if the opportunity appears to align with an active program. Not every submission will result in further review.

19 · Frequently Asked Questions

Common broker questions.

Do you pay referral or co-broker commissions?

Any referral, advisory, brokerage, or compensation arrangement must be documented separately in writing and remains subject to applicable law. This package does not itself create or promise any compensation arrangement.

Will my exclusivity or protection on an introduced sponsor be automatic?

No. Exclusivity or introduction protection, where it applies, is created only by a specific written agreement — not by submitting a broker profile or a transaction.

How long does review typically take?

Timelines vary by transaction complexity, documentation readiness, and the capital source involved. Our long-term institutional path is generally estimated at 90–120 days; flexible structures may move on a different timeline. These are estimates, not commitments.

Can I submit transactions on behalf of multiple clients?

Yes. We work with brokers and advisors who represent multiple sponsors and consider single transactions, portfolio opportunities, and repeat origination relationships.

Do you work with brokers outside real estate?

Yes. We also work with business brokers, M&A advisors, and capital advisors on business-acquisition and other qualified commercial transactions.

What if my client's transaction is below your typical size range?

Transactions outside our typical $2.5 million+ range may still be reviewed case-by-case. There's no guarantee of eligibility, but it's worth a conversation before assuming a transaction won't fit.

Do you guarantee approval, a rate, or a closing timeline once a transaction is submitted?

No. No rate, term, approval, eligibility, or closing is ever guaranteed. All figures and timelines in this package are illustrative or estimated only.

How is my pipeline and client information kept confidential?

Transaction details, sponsor information, and broker relationships are handled with discretion throughout the evaluation process, as described in Section 16.

What happens if I submit an incomplete transaction?

We'll generally follow up if key information is missing, but a submission with substantially incomplete information may not move forward as quickly as one that includes the documentation described in Section 10.

Can I check on the status of a submitted transaction?

Yes — you may follow up directly using the contact information in Section 21. A specific status-update cadence has not been standardized publicly (see Section 14).

Do you work with brokers nationwide?

We consider qualified transactions across the United States. Certain capital programs may have geographic considerations that are evaluated on a transaction-by-transaction basis.

Is there a cost to register as a broker or submit a transaction?

No. Completing the Broker & Advisor Profile and submitting transactions for review carries no fee.

20 · Compliance Disclaimer

Important disclosures.

builderstech.finance is not representing that it is a bank, insured depository institution, or direct lender unless expressly stated in a transaction-specific written agreement. All financing is subject to underwriting, due diligence, capital availability, legal review, and definitive documentation. Rates, terms, timing, and structures described in this package are illustrative or estimated only and are not commitments to lend. No rate, term, approval, eligibility, or closing is guaranteed. This package is for informational purposes only and is not a securities offering or investment solicitation. Any referral, advisory, brokerage, or compensation arrangement between builderstech.finance and a broker or advisor must be documented separately in writing and remains subject to applicable law, including any licensing requirements that apply to that broker or advisor in their jurisdiction. Submission of a transaction or broker profile does not create a commitment to lend, an agency relationship, an exclusivity arrangement, or a compensation obligation.

21 · Contact Information

Get in touch.